VSP Preferred Vision Plan by NCD
What This Plan Offers
- ✓Underwritten by VSP
- ✓No waiting periods — coverage starts on day one
- ✓$200 frame allowance every 24 months
- ✓No medical exam required
Starts at:
$22.00/mo
Exact pricing varies by location. This plan is not available in Washington state.
Plan Highlights
This plan covers routine eye exams, prescription lenses, frames, and contact lenses, plus discounts on lens enhancements and laser vision correction — all with no waiting periods and no medical exam required to enroll.
Plan Limits & Details
Exam Copay
$20 copay per WellVision Exam®, every 12 months.
Materials Copay
$25 copay for prescription lenses.
Allowances
$200 frame allowance every 24 months (Extra $20 to spend on Featured Frame Brands); $150 contact lens allowance every 12 months.
Waiting Periods
None — your coverage begins on the effective date.
Good fit if:
You want affordable vision coverage with no waiting periods and access to VSP's nationwide network for exams, glasses, and contacts.
Plan Details
Starts at:
$22.00/moExact pricing varies by location. This plan is not available in Washington state.
| Service Type | Services | Coverage | Frequency |
|---|---|---|---|
| Eye Exams | |||
| Eye Exams | WellVision Exam | Covered after $20 copay (in-network) Up to $45 after $20 copay (out-of-network) | Every 12 months |
| Contact Lens Exam | 15% savings on a contact lens exam (in-network) | Every 12 months | |
| Lenses | |||
| Lenses | Single Vision Lenses | Covered after $25 copay (in-network) Up to $30 (out-of-network) | Every 12 months |
| Lined Bifocal Lenses | Covered after $25 copay (in-network) Up to $50 (out-of-network) | Every 12 months | |
| Lined Trifocal Lenses | Covered after $25 copay (in-network) Up to $65 (out-of-network) | Every 12 months | |
| Lenticular Lenses | Covered after $25 copay (in-network) Up to $100 (out-of-network) | Every 12 months | |
| Progressive Lenses | Covered after $50 copay (in-network) Up to $50 (out-of-network) | Every 12 months | |
| Impact-Resistant Lenses (children under 19) | Fully covered, no copay (in-network) | Every 12 months | |
| Frames | |||
| Frames | Frames | $200 allowance (in-network) Up to $70 allowance (out-of-network) | Every 24 months |
| Contacts | |||
| Contacts | Contact Lenses (in lieu of glasses) | $150 allowance (in-network) $105 allowance (out-of-network), incl. fitting & evaluation | Every 12 months |
Additional Network Information:
In-network benefits apply when you receive care from a VSP network doctor. Out-of-network benefits apply when you see a provider outside the VSP network — in most cases you pay in full at the time of service and submit a claim to VSP for reimbursement up to the plan's out-of-network allowances.
When you visit a VSP network doctor, covered services are provided after any applicable copays (for example, a $20 exam copay and a $25 materials copay), subject to the plan's frequency limits. Frame and contact lens allowances apply toward those materials; any amount above the allowance is your responsibility.
Out-of-network reimbursements are based on fixed allowances and are generally lower than in-network benefits. Copays, allowances, and frequency limits are subject to the plan's terms, limitations, and exclusions, and may vary by state.
This page provides a brief summary of benefits. For a complete listing of benefits, exclusions, and limitations, please refer to the certificate of coverage. In the event of discrepancies contained on this page, the benefits, terms, and conditions contained in the certificate documents shall govern.
Frequently Asked Questions
Ready to Enroll?
Get vision coverage with no waiting periods — your benefits start the day your plan takes effect.